View Full Version : Crash
12-09-2007, 03:52 PM
First time, I crashed my sled over the weekend, I hit a washout and it sent me and my sled into a tree. I bailed but my foot was caught in the footwell minor bruises.
The sled is a mess, the whole front is busted up. The hood is shot, the airforce injection system is toast, the wire hireness going into the efi box is melted and wires are exposed. All the platic around the belly pan is busted. We were able to use gorilla tape and get everything secure and it made the 30 mile trip back to the cabin.
I have insurance, but really not sure how that works. Can somone tell me what most insurance companies do when you crash a sled? Will they total it? Or will they fix it? I will post pictures
12-09-2007, 04:20 PM
Sorry to hear Jeff.
Been there done that.. (lol) still sucks tho...
It depends on the insurance co you have..
Take your sled to the shop, they will do an estimate and will probably tell you while you are there whether it is a total or not..
Call your insurance co, they will hook up with the shop ... let you know within a day or two what they will do ... and if you got a good insurance carrier... you'll have your check immediately... my experience with the insurance companies they have been more than fair.. and with 3 sleds in 4 years... UGH. but none of my wrecks have been over 25 mphs so i'm still considered a safe driver..LOL
(not that i have had much experience with wrecked sleds & insurance..LOL :rolleyes:)
If you tweaked the tunnel at all or bent the bulk head, your sled will be a total...
In my experience the pay offs have been really good.. they have taken good care of me..
My attak 2 yrs old they gave me $7900 for.. you can look all day long on line and find them for $6500...
GOOD LUCK!!!! and glad to hear your doing ok and not hurt.
12-09-2007, 05:39 PM
Glad to here your alright, them damn trees they don't give. and they are always in the wrong spot. let us know how things progress.
12-09-2007, 06:30 PM
AL knows. he just about owns the insurance company's. LOL
12-09-2007, 06:34 PM
I don't own the insurance companys... they just make their money back
on inter-office bets on when I'll wreck the next one.. :D
12-09-2007, 06:52 PM
Al did your insurance rates go up? Who is your carrier?
12-09-2007, 06:55 PM
Sorry to hear about your wreck. Glad to hear you are doing okay and the outcome to you wasn't any worse.
One additional note on what Al posted...I would recommend you call your insurance company first before taking it in. Some insurance companies require their own inspectors look at it and make the determination vs. a private shop.
Hope it goes ok and you get the outcome you want. Keep us posted.
12-09-2007, 07:13 PM
Al did your insurance rates go up? Who is your carrier?
The Apex was totalled in Dec 05, we renewed in Feb 06 with no increase in premium... We'll see what happens this coming Feb..
We have progressive...
But the adjustor that I dealt with told me you have to be alot worse then me to be dropped or have your rates increased.. (is that possible..?? LOL).... we;ll see,,
who do u have for insurance?
Have any pics yet?
12-09-2007, 08:48 PM
i remember my first accedent. couple scratches to the sled but i found my self getting a ride to the ER. concusion and bruised ribs and shoulder. From the sceen of the crash i had the sled sideways and hit a slush patch. Sled roled over me and landed rubber side down. one pull it started and i went off to the home stead with no memory of it. thought i had my nephew on sled with me when it happen.
good to hear your ok and sounds like you probly have a good shot at it being totaled. So if your anything like AL. what ya gonna get now??? If you shoot me a good price i'll sell you my switchback. i may owe more than its worth though.
12-09-2007, 10:17 PM
Aw Jeff, sorry to hear of the crash. Glad you weren't hurt worse. I don't know anything about wrecking or insurance, but I hope it all works out for you without too much hassle.
12-10-2007, 06:41 AM
Glad you walked from that one Jeff.
Look forward to seeing your new Dragon in a couple weeks.
12-10-2007, 05:35 PM
:eek:hey tree hugger ( zl jeffs new nickname) did you forget to tell everyone about the deer you tagged. personally i would buy a dragon, trees and animals are afraid of this beast. It was still fun for our first ride.DING.
12-10-2007, 07:20 PM
Yeah forgot to mention I clipped a deer on Friday night. talk about bad karma.
Here are the pictures.
And the dam tree that caused it all
12-10-2007, 08:04 PM
Jeff No big deal its only cosmetic just throw down sum race tape and yer ready to roll!!!
12-10-2007, 08:43 PM
Jeff that aint no wreck hell didnt hardly scratch the paint ....the sticker all look pretty good ..... that is just another saturday afternoon at the hiawatha camp LOL...let us know what the shop says
12-10-2007, 09:25 PM
That sucks Jeff. Time to ditch it in da woods and report it stolen...lol
12-10-2007, 10:12 PM
thats sounds like a good idea....then we can start a pool on whenhe gets pinched after advertising the wreck....LOL.....jeff goes to camp:eek:
12-11-2007, 06:50 AM
Either way, I have my eyes on a crossfire, or this one could be fun to fix myself if the insurance guy would ever call.
Oh and I thought about leaving it out there burned to the ground, but no one had any matches. the closest match was my butt to masgas's face
12-11-2007, 07:04 AM
thats not nice Jeff you have a cute butt ....LOL
12-11-2007, 07:19 AM
I sure hope that was you Dawn and not Al.
12-11-2007, 08:19 AM
The tree remains undefeated. Glad you were not injured.
12-11-2007, 09:15 AM
Is this the keister Hiawatha was referring to???
12-11-2007, 09:31 AM
12-11-2007, 07:37 PM
Dawn katie says she likes your butt. I'm stayen out of this so dont shoot the messenger...
12-11-2007, 08:08 PM
hey treehugger i dont want your butt anywhere near my face. you were terrible saturday night, after that chili,ishcabibble.:eek:
12-12-2007, 08:08 AM
Deer killer...im calling my friends from PETA and the Sierra Club on you!Iwonder what you would do to a poor defensless squiirel on the trail?
12-12-2007, 08:22 AM
We all know that is a lie, you don't have any friends. Besides I didn't kill the deer.......that I know of.
12-13-2007, 07:44 AM
I took my sled into the shop to repair it will cost $3900.
12-13-2007, 07:45 AM
Did they give a completion date Jeff?
12-13-2007, 08:24 AM
Not yet, waiting on insurance to approve
12-13-2007, 08:47 AM
It is totalled. That Cat is only worth $1,800
12-13-2007, 10:05 AM
I wont shop until I have check in hand from the insurance company. Can't say that i have been all that happy with how they have been treating me and seems I can't get a straight answer from anyone from that company.
I called my insurance agent on Friday and reinstated my coverage, basically I keep comp on it during the summer and add liability and collision during the winter. Seems that my insurance company is going to investigate my claim being that the accident was so close to reinstatement, they need to make sure I am not pulling a fast one. What is funny, they told me it could take up to a month before they decide on what they will do.
12-13-2007, 11:07 AM
Well, if ya had the helmet cam rollin' I'm sure they'd get the picture pretty friggin' quick ;).
12-13-2007, 11:14 AM
sorry to hear about the run-around...
Is this a seperate insurance policy with just the sleds,?
or the same insurance company as you have other coverage with? -house? car?
do you do this (re-instate) every year? ya'd think they see
Whatcha gonna do? fix now or wait for them?
12-13-2007, 11:57 AM
I have my house, cars, boat sleds everything through this company. I have never had a claim. Every year I reinstate coverage the day after Chrismas and I already called my agent and told her that I was going to do this and that I might do it before that because of the recent snowfall. I can understand wanting to investigate and making sure this is not a scam, but to drag their feet and have me wait kind of stinks. I am missing out on all kinds of great deals right now
12-13-2007, 06:00 PM
Sorry to hear about all this I had kind of close one to along 40 just one bad rut. Glad you are OK though and I hope to heck they get you taken care of soon. I bet there are some real good deals going on right now hope you get to snag one soon.
12-14-2007, 06:41 AM
Your agent called me and wanted to know if you were scamming for money and i said yes you were because of your out standing debt for Crown ROyal,lapers and Happy's at Weasels.:D